Frequently Asked Questions

General Questions

Q: What is Fortuna Heritage?

A: Fortuna Heritage is a real estate investment and development company focused on commercial properties, construction projects, and luxury interior renovations. We offer investment opportunities and comprehensive market analysis reports to help clients make informed decisions. Our projects are subcontracted to top professionals, ensuring high standards of quality and innovation.

Q: What services does Fortuna Heritage provide?

A: Our services include:

- Real estate investments focused on commercial properties.

- Construction project investments, where we partner with visionary investors.

- Luxury interior design & renovations, managed through partnerships with subcontractors.

- Consulting in property management, acquisitions, and market analysis.

Q: How can I invest with Fortuna Heritage?

A: To invest with us, visit our Build or Growth pages, where you'll find more details about current investment opportunities. You can also contact us through the "Invest Now" section for tailored guidance based on your goals.

Q: What makes Fortuna Heritage different from other companies?

A: Fortuna Heritage focuses on data-driven decision-making and offers a unique blend of market insights, tailored strategies, and global reach. Our commitment to innovation and client success is reflected in our mission to create long-term financial growth through reliable and profitable investments.

Investment Questions

1. Who is eligible to invest with Fortuna Heritage?
Fortuna Heritage welcomes both accredited and non-accredited investors, depending on the investment vehicle. Accredited investors typically meet certain income or net worth thresholds. If you're unsure about your eligibility, we can help guide you through the process to determine your investor status.

2. Who can invest in Fortuna Heritage projects?
Fortuna Heritage is open to investors of various experience levels, from young or inexperienced investors to seasoned professionals. Our minimum investment starts at €10,000 for non-accredited investors and €100,000 for accredited investors, ensuring that more individuals have access to meaningful real estate investment opportunities.

3. What qualifies someone as an accredited investor?
In Europe, an accredited investor is typically someone who:

• Has earned more than €50,000 (or €80,000 together with a spouse) in each of the past two years and expects the same for the current year, OR

• Has a net worth of over €300,000 (excluding the value of their primary residence), either alone or with a spouse.

Entities such as banks, corporations, and trusts may also qualify. If you’re uncertain whether you qualify, we can help you determine your status.

4. What are the benefits of investing with Fortuna Heritage?
When you invest with us, you gain access to extensive market insights, data-driven investment strategies, and a team committed to maximizing the value of every project. Additionally, our investments focus on long-term property appreciation, which provides opportunities for steady returns over time.

5. How do I get started as an investor with Fortuna Heritage?
The entire process is online. You’ll be prompted to create an account, verify your information, and make any necessary acknowledgments electronically. After that, you can explore current investment opportunities and begin investing.

6. Can I invest if I live in another country?
Yes, international investors are welcome. Depending on your location, additional documentation may be required to meet legal and regulatory requirements. We have a growing base of international investors.

7. Can I invest in specific projects?
Yes. We provide options for investors to participate in individual construction projects or real estate developments. For more details on available opportunities, please contact our team directly, and we’ll guide you through the process.

8. Can I invest through different account types?
Yes. You can invest through various entities or accounts such as:

• Individual or Joint accounts

• LDAs / LLCs (Limited Liability Companies)

• Corporations

• Partnerships

• Trusts

We can assist you in choosing the best structure for your investment.

9. What types of projects does Fortuna Heritage invest in?
We invest in commercial properties, development projects, and luxury real estate. Our portfolio includes both stabilized, income-generating properties and properties that require significant repositioning for long-term growth.

10. How does Fortuna Heritage ensure the success of its investments?
We base our investment strategy on thorough market analysis, data-driven innovation, and collaboration with industry-leading subcontractors. This combination allows us to maximize returns for our clients while ensuring project efficiency and quality.

11. What type of investment returns should I expect?
For stabilized properties, we target low- to mid-teens annual equity returns over the life of the investment. Returns may vary based on the specific project, level of risk, and market conditions. Keep in mind, these are target returns and actual returns may be higher or lower depending on various factors.

12. How long is the typical investment term?
Our investment vehicles generally have a 10-year term, though we reserve the right to extend or shorten the term to maximize property value. We focus on long-term investments, allowing properties time to appreciate and rents to rise.

13. How often will I receive distributions?
The frequency of distributions depends on the vehicle you choose to invest in:

• For accredited investors, distributions are generally paid monthly, though we may adjust this based on property cash flow.

• For non-accredited investors, we aim for quarterly distributions, but at least annually.

Note that certain properties may not produce near-term distributions if capital improvements or repositioning are required.

14. What fees does Fortuna Heritage charge?
We charge:

• A 1% asset management fee based on the total equity raised

• A 1% transaction fee on property acquisitions and disposals

• A 20% management promote based on distributable cash flow

Our fee structure is competitive compared to other private estate managers. We do not charge miscellaneous fees such as processing or storage fees.

15. Is there risk involved in investing with Fortuna Heritage?
Yes, all investments involve risk, including the potential loss of principal. While we conduct thorough research and due diligence, there are many factors beyond our control that may affect property performance. That said, we believe private real estate carries less volatility compared to other investments like stocks. Fortuna Heritage itself invests heavily in every project, aligning our interests with those of our investors. We’ve built a strong track record over the past two decades, with a focus on risk management and sustainable returns.

16. What happens if a property underperforms?
While our goal is always to deliver strong returns, underperformance is a possibility in real estate investing. If a property’s cash flow or market conditions worsen, we may delay distributions or take measures to reposition or improve the asset. Our focus is on maximizing long-term value and mitigating risk whenever possible.

17. What is the process for withdrawing from an investment?
The terms and conditions for withdrawals depend on the specific investment structure. Please refer to our Terms & Conditions for detailed information on withdrawal policies and timing.

18. How can I stay updated on my investment?
We provide regular updates through detailed reports and financial summaries. You will also have access to an online dashboard where you can track your investment performance and receive ongoing insights into the properties you're invested in.

19. How can I learn more about current investment opportunities?
You can view current and upcoming investment opportunities on our website or reach out to us directly at investments@fortunaheritage.com. We’re happy to discuss how you can become part of our next project.

Real Estate Services

Q: Does Fortuna Heritage manage properties?
A: Yes. We offer property management and consulting services, ensuring that your investments are well-maintained and optimized for maximum profitability. Our team works with top-tier management firms to oversee day-to-day operations, so you don’t have to worry about the details.

Q: What types of interior renovations does Fortuna Heritage specialize in?
A: We focus on high-end luxury renovations that elevate the aesthetic and functionality of commercial and residential properties. Our projects include office redesigns, luxury apartment transformations, and high-end retail space renovations.

Q: Do you offer interior design services?
A: We offer luxury interior design and renovation services, partnering with experienced professionals to deliver high-quality and unique interiors for commercial and residential spaces. Contact us at interiors@fortunaheritage.com for more information.

Business Operations

Q: How do you select your subcontractors?
A: We work with a carefully selected group of professionals based on their track record, expertise, and ability to meet our high standards. Our goal is to ensure that every project is completed with the utmost quality and efficiency.

Q: What is your approach to sustainability?
A: At Fortuna Heritage, we believe in integrating sustainable practices into our projects. From eco-friendly materials to energy-efficient designs, we are committed to reducing our environmental impact while enhancing the long-term value of our properties.

Q: How can I become a partner or freelancer with Fortuna Heritage?
A: Fortuna Heritage is constantly expanding, and we’re always looking for talented individuals to join our team. We welcome applications from freelancers and partners worldwide, as we aim to work across multiple continents. Visit the Careers section on our website for more details.

Legal & Compliance

Q: What legal protections are in place for investors?
A: Fortuna Heritage operates under strict European and international legal frameworks. We ensure compliance with all local regulations and provide full transparency regarding the legal obligations and risks associated with our investments. Investors are encouraged to review our Disclosures and Terms & Conditions for further details.

Q: What happens if there are legal disputes regarding an investment?
A: Any disputes will be addressed through mediation or arbitration as specified in our Terms & Conditions. We strive to resolve any issues amicably and in accordance with applicable laws.

Q: How are electronic funds transfers (EFTs) handled?
A: Fortuna Heritage uses secure EFTs for transactions via methods like ACH and wire transfers. We partner with reliable financial intermediaries to ensure fast and safe transfers of funds. Please review our EFT Agreement for more details.

Q: What currencies do you accept for investments?
A: We accept a variety of currencies for investment, including EUR, USD, and GBP. Please consult with our team for more details on payment options.

Getting in Touch

Q: How do I contact Fortuna Heritage for more information?
A: You can reach us through various channels:

• For general inquiries: admin@fortunaheritage.com

• For partnerships: partnerships@fortunaheritage.com

• For marketing inquiries: marketing@fortunaheritage.com

• For investment opportunities: Use the Invest Now section or info@fortunaheritage.com

Q: Where is Fortuna Heritage based?

A: Fortuna Heritage is proudly based in Portugal, where our journey began. However, our vision extends far beyond local borders. We operate on an international scale, serving clients and investors worldwide, and are continuously striving to expand our footprint.

As part of our long-term strategy, we are actively exploring opportunities to establish a presence in key global markets, starting with the Asian, American, and Argentinean regions. These markets represent significant growth potential, and we believe that entering them will allow us to create meaningful partnerships and tap into new investment opportunities.

Our aim is to thrive in these markets by opening our own offices or working closely with strategic partners who share our values of innovation, quality, and sustainability. We believe that Fortuna Heritage’s approach to real estate investment—anchored by data-driven decision-making and long-term property appreciation—will resonate with investors in these regions.

By expanding into these key markets, we’re laying the foundation for a truly global network, positioning Fortuna Heritage as a leader in international real estate investment. We look forward to building strong partnerships and deepening our engagement in these dynamic markets, helping both our clients and investors benefit from the new opportunities on the horizon.